Well, I like Silva's risktaking in regards to passing. He goes for the instinctual quick pass a lot more than Xavi & Iniesta, who sometimes hold on to it a bit too long for my liking and let chances go to waste, but yeah, opinions vary, like you said.
And you're seriously sleeping on Gerrard homes. Dude's been dictating England's play, the little they have (lol), much in the same way Pirlo has done for Italy. He's been in the center of more or less every good move that's come out of that English side.